The Nigerian Education Loan Fund (NELFUND) has officially opened its student loan application portal for the 2025/2026 academic session, signaling the government’s push to ensure equal access to higher education across the country.
According to NELFUND’s Director of Strategic Communications, Oseyemi Oluwatuyi, the application period runs from Thursday, October 23, 2025, to Saturday, January 31, 2026.
This announcement marks the beginning of a new opportunity for thousands of Nigerian students seeking relief from tuition pressure and financial hardship.
Why This Matters
For decades, millions of capable Nigerian students have faced one obstacle—funding.
NELFUND’s initiative directly targets that barrier, offering interest-free loans that help students stay in school, complete their education, and build meaningful careers without being crippled by debt.
Education analysts say the scheme could be one of the most impactful social programs since the Universal Basic Education reform—if executed efficiently.
How to Apply for the NELFUND Loan
Step 1: Gather your key details — admission letter, personal information, and bank account details.
Step 2: Log in to the official NELFUND portal and create a profile.
Step 3: Use your Admission Number or JAMB Registration Number (for fresh students) in place of a matriculation number.
Step 4: Fill out the form accurately and submit before January 31, 2026.
Applicants are urged to double-check every detail, as errors could delay approval or disbursement.
Institutions Must Cooperate
NELFUND appealed to tertiary institutions nationwide to exercise flexibility with registration and fee deadlines while loan applications are processed.
It also called on schools yet to begin the 2025/2026 session to officially share their academic calendars to align with NELFUND’s disbursement timeline.
The agency advised universities and polytechnics to adopt temporary registration measures to ensure no student is excluded while awaiting loan processing.
The Bigger Picture
This initiative is part of Nigeria’s broader effort to strengthen its human capital base and close the inequality gap that keeps talented students out of classrooms.
By expanding access to education through structured financial aid, NELFUND is positioning itself as a cornerstone in the country’s push toward a knowledge-driven economy.
Experts argue that if properly managed, this scheme could be a turning point for tertiary education in Nigeria—transforming not just student lives, but the nation’s workforce pipeline.
Final Word
Students now have the tools, the time, and the opportunity to secure their education. Institutions have the responsibility to support them.
This is not just another government announcement—it’s a lifeline.
Apply early. Stay focused. Secure your future.
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